Female led relationships discussion

Okay I kind of feel like I’m asking a dumb question, but some clarification would be great if you all wouldn’t mind helping.

When I asked my wife to lock me up and act as my mistress last year, I told her that if she agreed, she would be the one in charge and I would follow and obey her commands. As many of you already know, she definitely said yes.

Fast forward to now; a couple of weeks ago, Mistress and I were discussing our finances and better ways to manage our money. To be honest with everyone here, I’m not very savvy with money and can spend emotionally when I’m feeling low. So I asked mistress if she would like us to adopt an FLR structure, mentioning that I could outline it in an email so she knew exactly what an FLR entailed. While researching the topic, I really struggled to tell apart chastity from an FLR.

When I emailed Mistress with my thoughts, she reviewed them and said matter-of-factly, “aren’t we already doing this? I’m already in charge.” I thought about it and replied yes, you are, but this would put you in full control of our finances as well. I proposed having my paycheck deposited into her account, after which she would give me an allowance.

She considered it overnight and decided that she didn’t want the financial responsibilities attached to FLR, just everything else. So nothing changed structurally, but we seem to have reached the same conclusion: our chastity play is pretty much making our lives an FLR. My question to all of you is… Based on what I’ve described, are we already living an FLR and I didn’t realize it, or is there more to an FLR that I’m missing?